I Paid Off My Student Loans!

…well, most of them anyway.  Last week I cashed out a good chunk of savings to pay off one of my final two student loans, a financial move that cut my monthly payment by two-thirds (!!).  That basically equates to a ton more financial flexibility each month (i.e., more cash for whatever I want).

The biggest reason for the payoff, though, was to ease the transition into working fewer Day Job Hours.  Think about this: It took me 20 hours of Day Job work each month Continue reading »

Day Job Basics #4: Your Ideal Day Job

So like I talked about in Part 3, there are all different kinds of Day Jobs, and they all place different demands on your time, energy, and sanity levels.  You might still be on the hunt for a bill-paying Day Job, you might have what you thought was a Real Job until you decided to make that mental switch to the dishwashing philosophy Continue reading »